how do i stop itunes from charging my credit card

Androids are simple to deal with. You go to Google Play store and download the apps. You simply visit Google Chrome and download the files you need. But for iPhones, it is a little tricky. You have to buy apps and music files. First, you pay hundreds of dollars to buy an iPhone and then you keep on paying for using it.

iTunes is the favorite place of iPhone users. They download it and enjoy streaming songs. They usually do online streaming and sometimes they buy and download the music files. But if you don’t want to be charged, you can save your money. Below paragraphs define well that how do I stop iTunes from charging my credit card

iTunes occupies multiple purposes in the iPhones. It takes the place of a 

  • Media Player
  • Media Library 
  • Internet Radio Broadcaster 
  • Mobile Device Management Utility 

To shop from iTunes, we attach our credit cards in the payment methods. When we buy, they charge our credit cards. It happens sometimes that they charge us for auto-renews. We sometimes don’t want auto-renewal and it’s simple that how do I stop iTunes from charging my credit card.

Following things can be bought from iTunes Store

  • Music 
  • Movies
  • TV shows
  • Audiobooks

Before you buy or download, they may ask you to enter the password. 

There are two reasons you can consider that there is a need to stop iTunes from charging your credit card. 

  • Firstly, if you notice apple.com/bill on the credit card statement. 
  • Secondly, if you don’t want to avail iTunes services anymore.

Read below how do I stop iTunes from charging my credit card.

In the first case, there is a simple way out. You can investigate the charges that are on your credit card statement. For this follow these simple steps.

  1. Make sure if the charge was for any recent purchase or group of purchases you made. You can see the list of all the purchases you made at https://finance-app.itunes.apple.com/purchases. To continue, you may need to sign in. If still it is hard to find the purchases, then you can search for them in Purchase History. You still don’t recognize the amount charged? It happens many times that including the subscriptions, in-app purchases, and the item you pre-ordered, are grouped on one bill.
  2. If you did not make any purchase, then charges can be made while renewing the subscription. While going through the list of purchases, see for the subscriptions that automatically renewed. If you simply don’t want to enjoy that subscription, cancel it. 
  3. You didn’t purchase but any of the family members did. Ask them if they bought anything from the iTunes Store. You can also assure while looking into the Apple ID mentioned with the payment history. If your child has access to the device, then add passwords before purchasing to stop iTunes charging your credit card. To further avoid purchases, you can try Screen Time. Anyone having your Apple ID has the authority to make purchases, so change the Apple ID to avoid un-authorization. 
  4. It is the possibility that you might buy from some other Apple ID. Visit reportaproblem.apple.com and log in with the other Apple ID. A list of recent purchases will appear on the screen with that Apple ID. If the device is also different then use that device to see the list of purchases. 

If you tried all the above steps and still was unable to find, then contact Apple Support. Ask them how do I stop iTunes from charging my credit card. 

Remove Credit Cards from iTunes 

It is most easy to buy music, movies, and apps from the iTunes store with the help of Apple. When you register yourself at iTunes, Apple wants to enter credentials for a valid form of payment, usually credit cards. All the information you provide is kept on file and hence it is at hand for quick purchases.

If you are not comfortable at storing credit card information in iTunes due to privacy concerns, remove credit cards. You can also remove credit cards from the iTunes store to prevent unauthorized purchases from your child.

If you are sure that you want to delete a credit card from the iTunes store, follow the below steps.

See how do I stop iTunes from charging my credit card.

  • Launch the iTunes store. 
  • If you are not yet logged into the iTunes store, navigate to the Store menu. Select Sign in, and enter log in preferences to get access to the account. 
  • After you log into the account, navigate to the Store menu. Select the option ‘View my Apple ID’. The screen will pop up with a dialog box asking you to enter the password. 
  • Where you find the Apple ID Summary, hit the Edit link (you will find it on the right of the Payment Type). 
  • Edit Payment Information screen will open up. Now instead of selecting a credit card, tap None. 
  • Slide down the screen and click on Done. 
  • Successfully, the Apple iTunes account has no credit card attached.  

How to Get Apps on an Account Without Being Charged?

If you want to enjoy apps and songs without getting charged, you can try several options. Read below how do I stop iTunes from charging my credit card

  • Start gifting the apps. For this, you can use a different account that has a credit card attached to purchase apps. You can also send music and movies through iTunes.
  • If you are looking forward to a low-minimum solution, you can set up an iTunes allowance. You can closely monitor what the kid is doing at the iOS device. It will also be a better idea for older kids.
  • It is the most viable option but takes the most maintenance. Just add credit cards to the accounts when you want to make purchases. After the purchase is done, you can remove the credit card. It will work better if you will schedule once-a-week or once-a-month purchases for iOS devices.
  • If you have younger children who don’t require the latest version of apps on their devices. After the registration process is completed, you can download all the apps, movies, books, and music you want on devices before deleting the credit card.

How Do I Cancel Apple Music and Auto-Renewing Subscriptions?

Sometimes we only want to enjoy free trials. We enjoy free trials of Apple Music or other several subscriptions and are looking forward to canceling before iTunes charge us. And sometimes we want to cancel subscriptions before they auto-renewed. Read below

The iPhone, iDevices, Apple TVs, and other iOS devices offer apps that often encompass services based on paid subscriptions or recurring charges, like music, news, magazine, and video services, or other media services.

They charge you periodically. The subscription plans are distinct from the individual or one-time purchases or mainly in-app purchases. They keep on auto-renewing the subscriptions until you are signed in. So, it is of significance to know how do I stop iTunes from charging my credit card. 

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Quick Tips 

How to turn off auto-renewal subscriptions on iPhone or iPad

  • Navigate to Settings and then reach the option iTunes & App Store. 
  • Click on the Apple ID account that is yours and select View Apple ID.
  • Using the Face ID, Touch ID, or your Apple ID password to sign into the account.
  • Navigate to Subscriptions and select an active subscription that you want to unsubscribe. 
  • Hit on Cancel Subscription. 

Subscription Trials Can Get You hard

A few apps available like Hulu, Netflix, and iCloud subscriptions, offers subscription trials to their users. But they let you enjoy for free for a short period, 30,60, or 90 days. Hence, how do I stop iTunes from charging my credit card, is stopping auto-renewing subscriptions. To have proper benefits, always cancel the trials 24 hours in advance. Because the subscription might still renew if you don’t cancel a free trial subscription 24 hours before the renewal date. It defines that you lost the whole pre-paid amount.

Method for iOS 10 through iOS 12.3

  • Navigate to Settings, and Select Apple ID Profile. Go to iTunes & App Store. 
  • You can also open the Apple Music App and click For You. Now, click on the profile icon shown in the top corner. 
  • Click on the Apple ID or tap on View Subscriptions. 
  • Click on View Apple ID. Log into the account with the passcode or try logging in with Touch ID/Face ID. 
  • Slide down and click on Subscriptions. 
  1. If subscriptions are not visible, then surely you are not subscribed. 
  2. If you just subscribed to Apple Music Subscriptions, navigate to Apple Music. 
  • Search for the Active Subscriptions listed. 
  • Click on Apple Music Memberships and also any other subscription, you want to manage. 
  • Now you can go for on-screen options to manage the subscriptions. 
  1. If you are still enjoying the free trial period, you will be asked by Apple Music that if you want to turn off auto-renewal. 
  2. In case of active subscriptions, hit Cancel Subscriptions to cancel the subscription. Now, Confirm the action if requested. 
  3. The subscriptions are ends when the current billing cycle ends. 
  • If you want to switch between yearly or monthly subscriptions, do it but don’t cancel it. 

How to do it on older iOS 

If you use older iOS device, follow below instructions on how do I stop iTunes from charging my credit card.

  • Go the App Store
  • Slide down and click the Apple ID (log in with the Apple ID, if you already didn’t do)
  • Hit on View Apple ID and then insert the password 
  • Slide down and click on Manage App Subscriptions 
  • Select App Subscriptions that you want to Cancel 
  • Click on Cancel and Turn off Auto-Renewal 

Conclusion 

It is simpler that how do I stop iTunes from charging my credit card. On any iOS device, you can come up with a solution as described above. Try the methods and get rid of being charged for unwanted subscriptions. 

FAQs 

Q) How do I stop iTunes from charging my credit card for my older iOS device?

To stop iTunes charging your charging credit card for older iOS devices, follow the below steps.

  1. Go the App Store
  2. Slide down and click the Apple ID (log in with the Apple ID, if you already didn’t do)
  3. Hit on View Apple ID and then insert the password 
  4. Slide down and click on Manage App Subscriptions 
  5. Select App Subscriptions that you want to Cancel
  6. Click on Cancel and Turn off Auto-Renewal

Q) How do I stop iTunes from charging my credit card for auto-renewals of subscriptions on iPad or iPhone?

If you want to get rid of being charged, follow the below steps. 

  • Navigate to Settings and then reach the option iTunes & App Store. 
  • Click on the Apple ID account that is yours and select View Apple ID.
  • Using the Face ID, Touch ID, or your Apple ID password to sign into the account.
  • Navigate to Subscriptions and select an active subscription that you want to unsubscribe. 
  • Hit on Cancel Subscription.

Q) How can I delete my credit card from the iTunes store?

If you are sure that you want to delete a credit card from the iTunes store, follow the below steps.

  • Launch the iTunes store. 
  • If you are not yet logged into the iTunes store, navigate to the Store menu. Select Sign in, and enter log in preferences to get access to the account. 
  • After you log into the account, navigate to the Store menu. Select the option ‘View my Apple ID’. The screen will pop up with a dialog box asking you to enter the password. 
  • Where you find the Apple ID Summary, hit the Edit link (you will find it on the right of the Payment Type).
  • Edit Payment Information screen will open up. Now instead of selecting a credit card, tap None. 
  • Slide down the screen and click on Done. 
  • Successfully, the Apple iTunes account has no credit card attached.  

Q) What if I cancel free trial subscriptions a few minutes earlier than the billing cycle?

If you cancel the free trial subscriptions a few minutes earlier than the billing cycle, then you may be charged. To avoid being charged, you must cancel subscriptions at least 24 hours before the expiry date. 

 

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